Coleman County State Bank


Personal Banking

Because all borrowers have different needs, Coleman County State Bank has a variety of loans for different terms with competitive interest rates.

Personal Loans Apply Now | Contact a Loan Officer

Whether you're planning a vacation, a new home project, buying a car, or just in need of cash for that unexpected expense, a personal loan may be the choice for you.  An installment consumer loan allows you to borrow a fixed amount to pay for things you need. 

Types of Loans:

  • Personal Loans
  • Vehicle Loans
  • Recreational Vehicle Loans
  • Boat Loans
  • Motorcycle Loans
  • ATV Loans

Coleman County State Bank makes local decisions to provide you with a quick pre-approval. Visit with our loan staff, and we can create a customized loan that works best for your budget and life.  Monthly payments can be made via Online Banking or by check, cash, or by debiting your Coleman County State Bank account.

 > Top

Agriculture Loans Apply Now | Contact a Loan Officer

Whether it’s purchasing livestock, the need for operating capital, or equipment purchases or refinances, our agricultural loans are custom tailored to fit your needs. 

Types of Loans:

  • Revolving Loans
  • Non-Revolving Loans
  • Installment Loans

Our loan staff can help make your agricultural banking simpler.

> Top

Mortgage Loans Apply Now | Contact a Loan Officer

Home ownership is a very important decision and one of the most significant financial decisions most people will ever make. Coleman County State Bank is dedicated to helping you finance the purchase of your new home or refinance your existing home from start to finish. We pay careful attention to detail and treat your financial decisions as if they were our own.

There are a variety of mortgages available, and there are no “good” or “bad” types of loans. Each loan is designed to meet specific financial and timeline needs for the borrower. There are many factors to consider when selecting a mortgage program that is right for you.

We have the ability to keep your loan in-house or sell it on the secondary market. In-house loans have a maximum term of 20 years. Secondary market loans have a maximum of 30 years. Coleman County State Bank can help you with any of the following types of loans either as an in-house or secondary market loan:

  • Purchase Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Investment Property Loans
  • Interim Construction Loans
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans

Our mortgage lenders are committed to your needs. With a great understanding of the local real estate market and a variety of mortgage products available, Coleman County State Bank is ready to help you get in the home of your dreams. Our rates and terms are very competitive. Rates change daily so please call us and we will be happy to give you the most current rate for the type of mortgage you are interested in.

> Top

Coleman County State Bank. Member FDIC. Equal Housing Lender.
Member FDIC and Equal Housing Lender