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Rewards Checking

Requirements:

	Minimum balance to open personal account $100.00
	Consumer account only
	Valid email address
	Receive one ACH debit or credit per month
	Minimum of ten (10) debit card transactions per month

Requirements must be met during the current statement cycle period to earn the rates stated below, if not met you will earn 0.10% for that cycle period. Qualification is checked monthly.

Benefits:

	No service charge.
	Refund up to ten (10) foreign ATM fees
	Electronic statement
	Overdraft privilege available.

Average Balance	Interest Rate
$ 0.00 to $25,000.00	4.25% Annual Percentage Yield
$ 25,001.00 & up	1.01% Annual Percentage Yield

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