Coleman County State Bank
 

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Personal Banking

Savings & Investment Accounts

Coleman County State Bank is committed to making all of your banking needs as simple and convenient as possible. We offer a variety of savings and investment accounts to suit your individual financial needs.

 

Money Market Checking
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With Coleman County State Bank’s Money Market Account you have the ability to retain liquidity in your funds. Put your money to work for you with a higher rate of interest and the flexibility of writing checks today.

  • FREE for average monthly balances of over $1,000
  • Average monthly balance below $1,000 service charge of $7.50
  • FREE Online Banking
  • Minimum balance to open is $1,000.00
  • Federal regulations limit third-party or pre-authorized transfers to six per month.
  • Unlimited in-house transfers if made by mail, messenger, in person, or by ATM.
  • Detailed monthly statement WITH images
  • Interest is compounded monthly

Interest is paid to the following Tier structure:

  • Tier I:   $100,000.01 & up
  • Tier II:  $75,000.01 to $100,000.00
  • Tier III: $25,000.01 to $75,000.00
  • Tier IV: UP To $25,000.00

Regular Savings

Enjoy competitive interest rates and ready access to your funds with Coleman County State Bank’s regular savings account.

  • No monthly service charge
  • FREE Online Banking
  • Minimum balance to open is $100.00
  • Federal regulations limit third-party or pre-authorized transfers to six per month.
  • First six monthly withdrawals FREE of charge; $2.50 each thereafter
  • Interest is compounded monthly 
  • Set up a monthly automatic savings transfer from your checking account

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Platinum Savings

Coleman County State Bank’s Platinum Savings is perfect for those who don’t want to tie up large funds but want to earn a higher interest rate.

  • No monthly service charge
  • FREE Online Banking
  • Minimum balance to open is $10,000.00
  • Federal regulations limit third-party or pre-authorized transfers to six per month.
  • Interest is compounded monthly
  • No interest is paid if average monthly balance falls below $10,000.00

Interest is paid to the following Tier structure:

  • Tier I:  $10,000.00 to $25,000.00
  • Tier II: $25,000.01 to $75,000.00
  • Tier III: $75,000.01 & up

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Certificates of Deposit

If you have long-term savings goals and are seeking higher rates, then Coleman County State Bank’s Certificate of Deposit (CD’s) are an excellent choice.

  • Coleman County State Bank’s CDs have the security of FDIC insurance
  • FREE Online Banking
  • Minimum balance to open is $1,000.00
  • Available in various maturities and terms
  • Interest is compounded monthly
  • You may choose to have monthly interest checks mailed to you, transferred automatically to a checking or savings account or added back to your CD account to earn interest along with your principal.
  • Automatic renewal on most CDs

Be sure and check out our CD Promotions!

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Individual Retirement Accounts

We can help you plan for the future with our retirement accounts. 

  • Insured to $250,000.00 by the FDIC (in addition to normal FDIC insurance)
  • FREE Online Banking
  • Minimum balance to open is $100.00
  • Add to balance in any increments up to IRS guidelines
  • Interest is compounded monthly

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