|
Account Type
|
Minimum Deposit to Open Account
|
Minimum Balance to Earn Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| CHECKING |
| Reward Checking** |
$100 |
Tier I $0-$25,000 |
1.10% |
1.11% |
| Base Rate .05% |
Tier II $25,000.01-and UP |
0.50% |
0.50% |
| Now Account |
$500 |
Average Balance >$500 |
0.05% |
0.05% |
| MONEY MARKET |
| MMA Investment Savings |
$1,000 |
Tier I $0-$25,000 |
0.10% |
0.10% |
| Tier II $25,000.01-$75,000.00 |
0.15% |
0.15% |
| Tier III $75,000.01-$100,000.00 |
0.20% |
0.20% |
| Tier IV $100,000.01 and UP |
0.25% |
0.25% |
| SAVINGS |
| Regular Savings |
$100 |
.01-and UP |
0.05% |
0.05% |
| Platinum Savings |
$10,000 |
Tier I $10,000.00-$25,000.00 |
0.05% |
0.05% |
| Tier II $25,000.01-$75,000.00 |
0.10% |
0.10% |
| Tier III $75,000.01-and UP |
0.15% |
0.15% |
| INDIVIDUAL RETIREMENT ACCOUNT |
| IRA Savings |
$100 |
$100 |
.40% |
.40% |
| CERTIFICATE OF DEPOSIT |
| 60 Days |
$1,000 |
$1,000-$99,999.99 |
0.10% |
0.10% |
| $100,000-and UP |
0.20% |
0.20% |
| 90 Days |
$1,000 |
$1,000-$99,999.99 |
0.15% |
0.15% |
| $100,000-and UP |
0.25% |
0.25% |
| 182 Days |
$1,000 |
$1,000-$99,999.99 |
0.30% |
0.30% |
| $100,000-and UP |
0.40% |
0.40% |
| 1 Year |
$1,000 |
$1,000-$99,999.99 |
0.40% |
0.40% |
| $100,000-and UP |
0.50% |
0.50% |
| 18 Months |
$1,000 |
$1,000-$99,999.99 |
0.40% |
0.40% |
| $100,000-and UP |
0.50% |
0.50% |
| 2 Years |
$1,000 |
$1,000-$99,999.99 |
0.40% |
0.40% |
| $100,000-and UP |
0.50% |
0.50% |
| 3 Years |
$1,000 |
$1,000-$99,999.99 |
0.45% |
0.45% |
| $100,000-and UP |
0.55% |
0.55% |
| 5 Years |
$1,000 |
$1,000-$99,999.99 |
0.75% |
0.75% |
| $100,000-and UP |
0.85% |
0.85% |
| SPECIAL PROMOTIONS |
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|
Annual Percentage Yield (APY) assumes principal and interest will remain on deposit for one year. Withdrawals of interest reduce earnings and APY rates. APY information is accurate as of the date appearing on this sheet. Variable rate accounts are subject to rate changes after the accounts are opened. The rate for Fixed Rate Certificates of Deposit is fixed for the term of the CD, and is determined based upon the amount of the opening deposit and the term of the CD. Early withdrawal penalties may apply to Certificates of Deposit. Please see a bank representative for additional details. Rates are subject to change without notice.
**The qualifications for the Reward Rate are as follows: Have 10 check card transactions post and clear your account each qualification cycle, receive monthly statements electronically, and have at least one direct deposit or ACH debit post and clear your account each qualification cycle . Base rate will be earned if account qualifications are not met on the Reward Checking Account. Please see a bank representative for additional details.