Coleman County State Bank
 

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Current Rates

Rates current as of

Account Type
Minimum Deposit
to Open Account
Minimum Balance to Earn
Annual Percentage Yield (APY)
Interest
Rate
Annual
% Yield
CHECKING ACCOUNT
Rewards Checking** $100.00 Tier I $0.01 - $25,000.00** 0.75% 0.75%
$100.00 Tier II $25,000.01 and up** 0.50% 0.50%
Now Account $500.00 Average Balance > $500.00 0.05% 0.05%
 
MONEY MARKET ACCOUNT
MMA Investment Savings $1,000.00 Tier I $0.00 - $25,000.00 0.10% 0.10%
Tier II $25,000.01 - $75,000.00 0.15% 0.15%
Tier III $75,000.01 - $100,000.00 0.20% 0.20%
Tier IV $100,000.01 and up 0.25% 0.25%
 
SAVINGS ACCOUNT
Regular Savings $100.00 $.01 and up 0.05% 0.05%
Platinum Savings $10,000.00 Tier I $10,000.00 - $25,000.00 0.10% 0.10%
Tier II $25,000.01 - $75,000.00 0.20% 0.20%
Tier III $75,000.01 and up 0.25% 0.25%
 
INDIVIDUAL RETIREMENT ACCOUNT
IRA Savings $100.00 $100.00 .40% .40%
 
Account Type
Minimum Deposit
to Open Account
Minimum Balance to Earn
Annual Percentage Yield (APY)
Interest
Rate
Annual
% Yield
CERTIFICATE OF DEPOSIT
60 Days $1,000.00 $1,000.00 - $99,999.99 0.15% 0.15%
$100,000.00 and up 0.25% 0.25%
90 Days $1,000.00 $1,000.00 - $99,999.99 0.25% 0.25%
$100,000.00 and up 0.35% 0.35%
182 Days $1,000.00 $1,000.00 - $99,999.99 0.45% 0.45%
$100,000.00 and up 0.55% 0.55%
1 Year $1,000.00 $1,000.00 - $99,999.99 0.65% 0.65%
$100,000.00 and up 0.75% 0.75%
18 Months $1,000.00 $1,000.00 - $99,999.99 0.70% 0.70%
$100,000.00 and up 0.80% 0.80%
2 Years $1,000.00 $1,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 and up 0.85% 0.85%
3 Years $1,000.00 $1,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 and up 0.85% 0.85%
5 Years $1,000.00 $1,000.00 - $99,999.99 1.00% 1.00%
$100,000.00 and up 1.10% 1.11%
 
Account Type
Minimum Deposit
to Open Account
Minimum Balance to Earn
Annual Percentage Yield (APY)
Interest
Rate
Annual
% Yield
SPECIAL PROMOTION: CERTIFICATE OF DEPOSIT (New Money Only)
15-Month Special Rate $1,000.00 $1,000.00 - $99,999.99 1.25% 1.26%
  $1,000.00 $100,000.00 and up 1.35% 1.36%
39-Month Special Rate $1,000.00 $1,000.00 - $99,999.99 1.75% 1.76%
  $1,000.00 $100,000.00 and up 1.85% 1.86%
Promotional rates apply to new money only. New money is defined as deposits or investments not currently held by Coleman County State Bank.

 

Annual Percentage Yield (APY) assumes principal and interest will remain on deposit for one year. Withdrawals of interest reduce earnings and APY rates. APY information is accurate as of the date appearing on this sheet. Variable rate accounts are subject to rate changes after the accounts are opened. The rate for Fixed Rate Certificates of Deposit is fixed for the term of the CD and is determined based upon the amount of the opening deposit and the term of the CD. Early withdrawal penalties may apply to Certificates of Deposit. Please see a Bank Representative for additional details. Rates are subject to change without notice.

**Each statement cycle the minimum qualifications are met, Rewards Rate of 0.75% Annual Percentage Yield (APY) are paid on balances between $.01 and $25,000.00; and 0.50% APY on balances above $25,000.00. Rate qualifications per statement cycle are as follows: 10 check card transactions post and clear your account; one direct deposit or ACH auto debit; and enroll and receive electronic statements. If you do not meet the qualifications per cycle, your account will still function as a free checking account, earning a Base Rate of 0.05% APY; however, it will not receive ATM fee refunds for that time period. Available to personal accounts only. No monthly service charge, and no minimum balance required; however, you must deposit a minimum of $100.00 to open this account. The interest rate and APY may change at any time after the account is opened. Rates as of April 19, 2017. Please see a Bank Representative for additional details.

 
Coleman County State Bank. Member FDIC. Equal Housing Lender.